Kathleen Busche- Quality Homes- Quality Service

 Buyer’s Closing Checklist

Below you’ll find a checklist of the process that we will be going through between now and closing. If you’d like, check them off as we go along.  If you have any questions, just give me a call at 218-391-4593.

____ Appraisal- this will be done in conjunction with your lender

____Update of the title- this will be done with the title company and ordered by your lender to provide you with a clear title on the home.

____Utilities- as we get closer to the closing date, you will need to call and get utilities transferred into your name. The electric company, water and gas, (if purchasing in town) and garbage service. Duluth Water and Gas will require an application for service and a deposit. So you will need to go down there in person. Please give me a call with any questions you may have…

____Insurance- please contact your insurance agent and get a paid receipt for 1 years worth of insurance. Your lender will need to know what your annual premium is for your escrow. The sooner you contact your insurance agent the better- if you need a referral for an insurance agent either give me a call or check my web site under Quality Services

___Closing time- once the title work is complete, we will be able to schedule a closing time. Please give thought as to what time you would work for you. Let me know the time that will work so I can coordinate the time with the seller’s needs.

___Final walk-thru- this is customarily done prior to closing, either the day before or the day of closing. As we get closer to closing day, I’ll contact you to see what time will work for your schedule.

___Settlement Statement- a couple of days prior to closing, the closing company will prepare the settlement statement. That statement will give you the $ amount you will need to bring with you to closing in the form of a cashier’s check or certified check made out to the closing company.

The items that you will need to bring to closing are:

-driver’s license of buyer (s)

-paid insurance binder

-certified or cashier’s check in $ amount found of settlement statement

-any other documentation required by your lender or closing company

If you loose this check list and need another either give me a call at 218-391-4593 or go to http://www.kathleenbusche.com/QualityServices.html  where you and your friends can find loads of misc information on homes and links to other businesses and organizations that provide home services.